Skip to content

Contact

Six ways to reach us, and the hours somebody is actually there

Including the typical wait for each one, measured rather than promised.

  • Suspected fraud on your account

    Priority
    0814 296 1654

    A transaction you do not recognise, or a call you think was a scam. Freeze your account in the app first — it is instant — then call.

    Open
    8am – 5pm, Monday to Friday
    Typically
    Treated ahead of the queue
  • General enquiries

    0814 296 1654

    Anything about your account that needs a person. Calls cost the same as a local call.

    Open
    8am – 5pm, Monday to Friday
    Typically
    Answered within the day
  • WhatsApp

    0814 374 0921

    Quick questions and sending a photo of a document. We will never ask for your PIN or OTP here.

    Open
    8am – 5pm, Monday to Friday
    Typically
    We reply within 24 hours
  • Email

    info@citadelecapitals.com

    Anything that needs a written record but is not a formal complaint. For a complaint, use the [complaints form](/complaints) — it issues a reference number.

    Open
    Monitored 8am – 5pm, Monday to Friday
    Typically
    Replied within 24 hours
  • Visit an office

    Bassa, Abuja or Kaduna

    Submitting loan documents in person, cash repayments, and anything easier to sort out across a desk.

    Open
    8am – 5pm, Monday to Friday
    Typically
    No appointment needed
  • In-app chat

    Help, then Chat with us

    Anything where we may need to see your account. You are already signed in, so there is nothing to verify.

    Open
    8am – 5pm, Monday to Friday
    Typically
    We reply within 24 hours

Wait times are measured over the previous 30 days and reported to the board monthly. They are averages: the 6pm peak on a Friday is slower than a Tuesday morning.

Where we are

A head office in Bassa, and branches in Abuja and Kaduna

The registered office is where lending decisions are made — walk into any of the three and somebody can help.

Head office — Bassa, Plateau State

Agingi Rukuba RoadBassa LGABassa, Plateau StateNigeria
Open
8am – 5pm, Monday to Friday

The registered office, where operations and credit assessment sit.

Get directions

Abuja branch

Suite 82, Ide Plaza, Plot 484Opposite Mountain of Fire, UtakoAbuja, FCTNigeria
Open
8am – 5pm, Monday to Friday
Get directions

Kaduna branch

Suite B6, K.C Holdings BuildingNo. 24 Constitution RoadKaduna, Kaduna StateNigeria
Open
8am – 5pm, Monday to Friday
Get directions

CitadeleCapitals Microfinance Bank · RC 1424022

Or write to us

Send a message and we will reply within a working day

Every channel above is faster. This is here for the things that need a written record but are not urgent.

If you would rather we called you back.

Do not include your PIN, your OTP or your full card number. We will never need them.

Replied to within 1 working day.