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Agent network

A branch on your street, run by somebody from it.

1,900 shops across 28 states where you can pay in, take out cash and open an account — with no queue and no branch.

I want to use an agent

Find the nearest shop

Search by area, filter by what you need to do, and see the opening hours and how much cash the shop can pay out before you set off.

1,900+shops, in 28 states

  • Pay in and take out cash
  • Open an account without a branch
  • Pay bills and send money

I want to be an agent

Turn your shop into a branch

Serve your community, earn a commission on every transaction, and get the terminal, the training and the signage from us at no cost.

₦180,000average monthly commission in 2025

  • Commission paid every Monday
  • POS terminal and training free
  • ₦50,000 float to start, and it stays yours

Where we are

Twenty-eight states, and the south is filling in fastest.

Every pin is a real shop with a real terminal. If there is none near you yet, you can still open an account on your phone in five minutes.

1,900+
agents trading
28
states covered
₦0
to open an account at one
KanoAbujaIbadanLagosPort Harcourt

At the counter

Everything a branch does, on the street where you trade.

  • Cash in and out

    Pay into your account or take cash out, up to the shop’s daily limit.

  • Open an account

    With your BVN and an ID. You walk out with a working account number.

  • Pay a bill

    Electricity, water, school fees, cable — with a receipt printed there.

  • Send money

    To any Nigerian bank, arriving in minutes, with the fee stated first.

Every transaction goes through the terminal and lands in your app straight away. If it did not go through the POS, it did not happen — tell us.