The people accountable for your money, with their names on it
The Board of Directors of CitadeleCapitals Microfinance Bank. Biographies and qualifications — the disclosure a bank owes you, as a page rather than an attachment.
Governance
The Board sets the direction. Management runs the bank.
Our governance framework promotes accountability, transparency and effective oversight.
The Board of Directors sets the Bank’s strategic direction and oversees risk, compliance and internal controls; Executive Management, led by the Managing Director, runs day-to-day operations. We operate in compliance with applicable Nigerian laws and regulations, including AML/CFT controls, KYC requirements and data protection standards. Concerns about conduct can be raised in confidence under our whistleblowing policy.
More disclosure
Everything else a regulator would ask us for
Licences, capital adequacy, audited accounts and the policies that sit behind them.
Kingsley Maxwell, PhD, is a multidisciplinary business leader, entrepreneur and transformational executive with extensive experience in financial services, microfinance, investment management, business development, agribusiness, technology, project development and organisational management.
He is a strategic leader with a strong record of building businesses, developing people, improving operational performance and creating sustainable growth opportunities. His leadership spans several organisations and business interests, including CitadeleCapitals Microfinance Bank, CitadeleCapitals Limited, KS M Integrated Global Services, Making Nigeria Limited, Accenture Alliance Limited, CitadeleCapitals Data Technology, Glass Spring Petrochemical Limited, Citadele Farm Seed Limited and a host of other companies.
As a business executive, Kingsley combines strategic vision with practical execution. He is particularly passionate about developing institutions that are commercially sustainable, technology-driven, customer-focused and governed by strong principles of accountability, risk management and regulatory compliance.
His leadership philosophy is founded on the belief that sustainable organisations are built through vision, discipline, innovation, people and responsible governance. He has demonstrated the ability to transform strategic ideas into operational programmes, build teams around measurable objectives and develop business models designed for long-term sustainability — with an emphasis on strategic growth, strong corporate governance, operational excellence, regulatory compliance, risk-conscious decision making, technology-enabled transformation, customer satisfaction, employee development, financial discipline and continuous improvement.
Beyond corporate leadership, Kingsley is committed to community development and social impact. He is President of the Maxwell Kingsley Foundation, through which he supports initiatives focused on community development, empowerment and philanthropy.
He continues to pursue opportunities that connect finance, technology, entrepreneurship and human capital to create scalable and sustainable businesses — organisations that can compete in a rapidly changing global economy while maintaining strong governance, responsible risk management, regulatory discipline and a commitment to customer value.